Joyce Namugalu
Loan group 
Mukisa Seira
Repayment frequency 
Expected end date 
Personal situation 
Joyce was born in Seira Bukunja, and studied in Luweera up to P.5 when she lacked fees, she stayed home for some time and later got married, the husband had so many wives and hewas a drunkard and could be very violent. she divorced and went to the scity to become a house girl, thats when she did more jobs and got capital to buy a plot of land and started piggery and farming.
Date of birth 

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