Kisa Kya Maria Banda Kyandaza 361
Agnes has been buying and selling coffee for 3 years. With the profits and her husband’s income they opened a retail shop at their home. Her husband sometimes runs this shop when she is out buying coffee and vice versa. The two businesses match along well and having the two of them running the businesses together is simpler. The only challenge is that she lacks enough capital to run these two businesses yet they are profitable. She buys raw coffee, dries it for 1-2 weeks depending on the season and takes to sell in the mill located in the next village. In her shop she sells sugar, soap, salt, match box, cooking oil, spices, and dry food stuffs which are long lasting for families during dry season.
Agnes is 26 years old. Her mother abandoned her and her sister so she grew up with her father and step mother. Though she had the desire to study and becomes a medical nurse, her dreams got shuttered when her father said he could no longer afford her education expenses. She is married with 2 biological children. Her husband is a farmer and his income is earned periodically so he supported her and they opened a shop at their home to earn income to meet the family’s daily needs which is why they want this loan.