Invest in coffee trading and her bar.

Joyce Nakirija
Loan group 
Twekembe Matale 687
Sector 
Hospitality (service)
Disbursement date 
18/03/2019
Repayment frequency 
Weekly
Expected end date 
16/03/2020
Business plan 
Joyce started trading coffee after siting its market, she buys raw coffee which she dries and collects to fill a sack then she takes it to the coffee mill and she removes husks to add value before selling off to the same millers. She says that there is much coffee in the villages but farmers do not sell on credit and also sometimes most of them prefer selling to a person who books the whole garden as she offer bulk cash. So this what she would like to do she will buy cheaply and gain more. She also has a bar in her home which sells all kinds of beer and spirits bought from lugazi and around matale weekly. She would like to stock more beers. She hopes to work hard and she improves on her standard of living to live a happy life.
Personal situation 
Joyce narrates that she dropped out of school from primary five when her parents run out of money. She then sat home helping with garden work until when she matured and got married. While in her marriage life became so hard that she divorced and went back to her home and she started a bar where she got money and she bought her own plot and she built where she stays with her children.
$417
Date of birth 
1971
Children 
6

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