Cattle keeping and retail shop

Esther Naluyima
Loan group 
Kyaterekera Mpaata 1766
Repayment frequency 
Weekly
Expected end date 
21/09/2020
Business plan 
Esther owns a retail shop and has 3 cows at the moment and 2 are mature with 1 being the calf. Esther says that her cows are cross breeds and they need a lot of attention from time to time since some conditions can be a bit fatal to them for instance harsh weather conditions like prolonged droughts can use them to die if not looked after very well and that is why she built them a good kraal with a roof to save them from direct sunshine and also ensure that they get water from time to time such that they boost their milk production. Esther says she has been very good at following almost all the instructions that were given to her by the Agricultural officer in regards to proper cattle keeping though she is now worried since in the nearby village there has been an outbreak of the foot and mouth disease and most cows have been affected and thus many have died. Esther is now more than worried that if she does not act quickly, the disease is likely to cross over and her cows might be affected and she is worried she might lose them that is why she wants to take out a loan and buy preventive vaccine and medicine to give them since she does not have money at the moment and yet the medicine is quite expensive. Esther says this will save her animals from the fatal disease and thus save her business and she will be able to make her profits to educate her children.
Personal situation 
Esther narrates that her parents were not so well off financially though they tried everything possible to see that there children have a decent and formal education though later when Esther was in her senior three her mother got so ill and most of the money was spent on her treatment, eventually Esther dropped out of school and started digging on people’s farms such that she could raise money to help out at home and out of this money, she was also able to buy her first cow thus the start of her business.
$278
Date of birth 
1978
Children 
7

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